Lender Checklist: What You Need for a Mortgage

*W-2 forms — or business tax return forms if you're self-employed — for the last two or three years for everyperson signing the loan.
*Copies of at least one pay stub for each person signing the loan.
*Account numbers of all your credit cards and the amounts for any outstanding balances.
*Copies of two to four months of bank or credit union statements for both checking and savingsaccounts.
*Lender, loan number, and amount owed on other installment loans, such as student loans andcar loans.
*Addresses where you’ve lived for the last five to seven years, with names of landlords if appropriate.
*Copies of brokerage account statements for two to four months, as well as a list of any other major assets ofvalue, such as a boat, RV, or stocks or bonds not held in a brokerage account.
*Copies of your most recent 401(k) or other retirement account statement.
*Documentation to verify additional income, such as child support or a pension.
*Copies of personal tax forms for the last two to three years.