Current Mortgage Rates (as of 1/2/09)

Current Mortgage Rates (provided by Jennifer Brown- Loan South Mortgage)


Conforming 30 Year Fixed
4.875% Rate
5.031% APR
Pricing based on 720 credit score, 30% Debt to Income Ratio, 80% Loan to Value Ratio, $250000 Loan Amount, 30 Lock Days, Qualified Borrowers Only. When Mortgage Insurance is applicable, it is not calculated in the APR

Conforming 5 Year ARM
4.875% Rate
5.031% APR
Pricing based on 720 credit score, 30% Debt to Income Ratio, 80% Loan to Value Ratio, $250000 Loan Amount, 30 Lock Days, Qualified Borrowers Only. When Mortgage Insurance is applicable, it is not calculated in the APR

FHA 30 Year Fixed
5.000% Rate
5.208% APR
Pricing based on 720 credit score, 30% Debt to Income Ratio, 80% Loan to Value Ratio, $250000 Loan Amount, 30 Lock Days, Qualified Borrowers Only.

Non Conforming 30 Year Fixed
6.750% Rate
6.880% APR
Pricing based on 720 credit score, 30% Debt to Income Ratio, 80% Loan to Value Ratio, $600000 Loan Amount, 30 Lock Days, Qualified Borrowers Only.

Non Conforming 5 Year ARM
5.250% Rate
5.324% APR
Pricing based on 720 credit score, 30% Debt to Income Ratio, 80% Loan to Value Ratio, $600000 Loan Amount, 30 Lock Days, Qualified Borrowers Only.